Land8 | David R. Carothers, CIC, CRM | Activity https://land8.com/members/davidr-carothersciccrm/activity/ Activity feed for David R. Carothers, CIC, CRM. Fri, 10 Apr 2026 13:50:42 +0000 https://buddypress.org/?v=6.0.0 en-US 30 hourly 2 328999f0abbfcab5234e37935e40d40c David R. Carothers, CIC, CRM replied to the topic Errors & Omissions Insurance in the forum PROFESSIONAL PRACTICE https://land8.com/forums/topic/errors-omissions-insurance/#post-173059 Mon, 07 Sep 2009 20:12:09 +0000 Will,

While I have no direct experience with the firm mentioned above, I did peruse their website and it looks like they have a quality product specifically designed for your occupation. More importantly, they hit all of the correct key buzz words that I mentioned above in terms of contract review and a more traditional risk management approach…[Read more]

]]> 0 3448f5c5a5b7848f455ddbc6fecabc80 David R. Carothers, CIC, CRM replied to the topic Errors & Omissions Insurance in the forum PROFESSIONAL PRACTICE https://land8.com/forums/topic/errors-omissions-insurance/#post-173060 Thu, 03 Sep 2009 15:50:08 +0000 I negotiate directly with the underwriters because I have the ability to tell the client’s story. More importantly, I have a bucket of premiums with each underwriter that I can use to leverage if need be. I apologize for the typos in the last response, by the way. My computer is skipping characters for some reason and I didn’t catch everything. I…[Read more]

]]> 0 24e357452c8b1768e982b53f09b98669 David R. Carothers, CIC, CRM replied to the topic Errors & Omissions Insurance in the forum PROFESSIONAL PRACTICE https://land8.com/forums/topic/errors-omissions-insurance/#post-173062 Thu, 03 Sep 2009 15:09:05 +0000 Risk Managers and Lawyers read contracts differently. A lawyer looks at a contract to make sure you are protected and the contract is legal. I look at the contracts to make sure that the nuances are in the contract that will save you money on the placement of the insurance product. I guess the gest way to describe it is that risk management…[Read more]

]]> 0 e9e0ba248a70cc1c212063731caf06a2 David R. Carothers, CIC, CRM replied to the topic Errors & Omissions Insurance in the forum PROFESSIONAL PRACTICE http://land8.com/forums/topic/errors-omissions-insurance/#post-173064 Thu, 03 Sep 2009 04:18:36 +0000 Also, professional liability policies/errors and omissions poolicies work the same regardless of inustry. There may be a nuance here or there that is differenct, but regardless of occupation, the above comments are safe and applicable.

]]> 0 d9a996141fe6bd5e0118b6029d746c0c David R. Carothers, CIC, CRM replied to the topic Errors & Omissions Insurance in the forum PROFESSIONAL PRACTICE https://land8.com/forums/topic/errors-omissions-insurance/#post-173065 Thu, 03 Sep 2009 04:01:29 +0000 Let me put a quick disclaimer on this. I am not a transactional insurance agent. I am a risk management consultant that works with technology and life sciences companies of all shapes and sizes. I have the ability to place insurance, but our goal is to educate our clients to make sound business decisions and transfer as much risk as possible which…[Read more]

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